Insurance Ratings

Insurance companies set home and commercial insurance rates based on proximity to a fire station and water source.  Many fire departments with rural areas are tested and accepted for accreditation by Fire Protection Survey Services.  This accreditation allows many of our residents and business owners to enjoy lower insurance rates on their properties.

To be eligible for a reduction in insurance premiums, a residence must be within 8 kilometers of the fire station and within 5 kilometers of an acceptable water source.  Commercial Buildings must within 5 kilometers of the fire station and 5 kilometers of an acceptable water source.  The determination of an acceptable water source is made by Fire Protection Survey Services.  Residents are encouraged to inquire with their local fire department and where applicable request an Accreditation Certificate to present to their insurers that may make you eligible for a premium discount.